Medicare Insurance

Medicare Insurance is a federal health insurance program that primarily serves individuals aged 65 and older, as well as younger people with specific disabilities. At Shih Hua Liu Health Insurance, we simplify Medicare and help you choose the right plan for your needs.

Medicare is made up of different parts. Part A covers hospital stays, hospice care, and some home health care services, while Part B covers doctor visits, outpatient services, and preventive care. Combined, they form Original Medicare.

However, Original Medicare doesn’t cover all healthcare expenses. We help you understand how to enhance your coverage, whether through a Medicare Advantage Plan (Part C) or a Medigap policy to reduce out-of-pocket costs. Medicare Advantage offers additional benefits such as vision, dental, and hearing, while still covering hospital and medical expenses.

Prescription drug coverage is another important part of Medicare. We help you understand and choose a Part D plan, which provides coverage for medications. At Shih Hua Liu Health Insurance, we guide you through the various options to ensure your medication needs are met without high out-of-pocket expenses.

Whether you’re enrolling in Medicare for the first time or looking to make changes to your existing coverage, Shih Hua Liu Health Insurance is here to help you every step of the way. We make sure you understand your options and assist in finding the right Medicare plan that fits your lifestyle and healthcare requirements.