Prescription Drug Plans

Prescription Drug Plans (Medicare Part D) provide important coverage for prescription medications, helping you manage the costs of the drugs you need. At Shih Hua Liu Health Insurance, we assist you in selecting the right Part D plan to ensure your medications are covered at an affordable price.

Prescription drug coverage is crucial for managing your healthcare costs, especially if you take multiple medications or need ongoing treatment for chronic conditions. Part D plans are offered by private insurance companies and work alongside Original Medicare or Medicare Advantage plans to lower your out-of-pocket expenses for medications.

Each Part D plan has its own formulary, or list of covered drugs. We help you compare plans to find one that includes your specific medications and offers the best value. Additionally, we explain how drug tiers, coverage limits, and the coverage gap (often called the “donut hole”) might affect your costs and help you choose a plan that minimizes these expenses.

With Shih Hua Liu Health Insurance, you receive expert guidance on how to navigate the complexities of prescription drug plans. We work to ensure that you get the medication coverage you need at a cost you can afford. Reach out today to explore your options and secure a plan that fits your health and budget.